Year 2018 version:The consequence of long term investing.....................

I wrote this article 3 years ago at the investment forum,
and then I update it at end of October every year.

Why did I write this article last time?

This is because 3 years ago at the investment forum,
someone with username "saingkee5151" posted an thread with the title "Long term investment, 10 years strategy!!".
(the thread title is directly translated from mandarin so......... -_-)

Anyway,
at that time I felt like post something at that thread too.
However I started investing at year 2011 and it was year 2015 that time.
People talked about 10 years, my investment experience only around half of 10years,
so I felt like I am not qualified to say anything at that thread..........

I was curious though.

Those shares that I bought at my early time and hold it until now,
how much returns were they?

So I started to record:
(based on closing price of 9th November 2018, I only record those shares that I bought and still holding them until now.)


1st,
is the shares I bought at year 2014:


LPI。
Today closing price：RM16.60
Lowest price bought at that year ：RM9.37 (adjusted with bonus issue)
Return (excluding dividends )：77.2%
Dividend (according to payment date)：
2014 : 11.08sen
2015 : 30.58sen+16.67sen
2016 : 41.67sen +20.83sen
2017 : 45.83sen + 22.5sen
2018 : 37.5sen + 27sen
Total dividend ：RM2.5366
RM16.60+RM2.5366 = RM19.1366 (Total return is 104.2%)
If I used 1millions to buy in that time,
it will grows into 2.042millions now.
If leverage, easily 2millions.
If dare to maximize leverage, can reach 3millions.


Then, the shares that I bought at 2012:


AEONCR.
Today closing price：RM16.10
Lowest price bought at that year ：RM5.58  (adjusted after 2 times bonus issues )
Return (excluding dividends )：188.5%
Dividend (according to payment date)：
2012 : 9.3sen+10.7sen
2013 : 13sen + 14.9sen
2014 : 16sen+18.3sen
2015 : 19.7sen+19.9sen
2016 : 19.7sen +20.3sen
2017 : 21.7sen+21.1sen
2018 : 20sen+22.25sen
Total dividend ：RM2.4685
RM16.10+RM2.4685 = RM18.5685 (Total return is 232.8%)
If I used 1millions to buy in that time,
it will grows into 3.328millions now.
If leverage, easily 4millions.
If dare to maximize leverage, can reach 5millions.



Lastly, those shares that I bought at year 2011:


PANAMY.
Today closing price：RM38.24
Lowest price bought at that year ：RM17.50
Return (excluding dividends )：118.5%
Dividend (according to payment date)：
2012 : 11.25sen+78.75sen
2013 : 11.25sen+173sen
2014 : 11.25sen+58sen
2015 : 15sen+127sen
2016 : 15sen+124sen
2017 : 15sen+102sen
2018 : 15sen+233sen
Total dividend ：RM9.625
RM38.24+RM9.625 = RM47.865 (Total return is 173.5%)
If I used 1millions to buy in that time,
it will grows into 2.735millions now.
If leverage, easily 3millions.
If dare to maximize leverage, can reach 4millions.



PBBANK.
Today closing price：RM24.70
Lowest price bought at that year ：RM12.68
Return (excluding dividends )）：94.8%
Dividend (according to payment date)：
2011 : 20sen + 28sen
2012 : 20sen + 30sen
2013 : 22sen + 30sen
2014 : 23sen + 31sen
2015 : 24sen + 32sen
2016 : 26sen + 32sen
2017 : 27sen + 34sen
2018 : 32sen
Total dividend ：RM4.11
RM24.70+RM4.11 = RM28.81 (Total return is 127.2%)
If I used 1millions to buy in that time,
it will grows into 2.272millions now.
If leverage, easily 2millions.
If dare to maximize leverage, can reach 3millions.



NESTLE.
Today closing price：RM143.70
Lowest price bought at that year ：RM47.60
Return (excluding dividends )）：201.9%
Dividend (according to payment date)：
2011 : 55sen
2012 : 125+55sen
2013 : 155+60sen
2014 : 175+60sen
2015 : 175+65+65sen
2016 : 130+70+70sen
2017 : 130+70sen+70sen
2018 : 135+70sen
Total dividend ：RM17.35
RM143.70+RM17.35 = RM161.05(Total return is 238.3%)
If I used 1millions to buy in that time,
it will grows into 3.383millions now.
If leverage, easily 4millions.
If dare to maximize leverage, can reach 5millions.



AEON
Today closing price：RM1.76
Lowest price bought at that year ：RM1.4425
Return (excluding dividends )）：22%
Dividend (according to payment date)：
2011 : 4sen
2012 : 4.75sen
2013 : 6sen
2014 : 5.5sen
2015 : 5sen
2016 : 4sen
2017 : 3sen
2018 : 4sen
Total dividend ：RM0.3625
RM1.76+RM0.3625 = RM2.3725(Total return is 47.1%)
If I used 1millions to buy in that time,
it will grows into 1.471millions now.
If leverage, easily 2millions.
If dare to maximize leverage, can reach 3millions.



DLADY
Today closing price：RM63.96
Lowest price bought at that year ：RM18.44
Return (excluding dividends )：246.9%
Dividend (according to payment date)：
2011 : 37.5sen
2012 : 130+130sen
2013 : 130+130sen
2014 : 110+110sen
2015 : 110+110sen
2016 : 110+110sen
2017 : 110+60sen+110sen
2018 : 110sen
Total dividend ：RM16.075
RM63.96+RM16.075 = RM80.035(Total return is 334%)
If I used 1millions to buy in that time,
it will grows into 4.334millions now.
If leverage, easily 6millions.
If dare to maximize leverage, can reach 8millions.


If you are curious about the year 2017 version,
feel free to have a read:
https://thecellist-investment.blogspot.com/2017/10/year-2017the-consequence-of-long-term.html

Everytime after finishing this,
I always feel wasted that if only I have 1 million at year 2011.....
but at that time my investment capital was not even 5 figures..........

Of course,
this doesn't mean that long term investment is the best.

Like the AEON that I mentioned before,
the return will be very bad.

Anyway,
this year is already my 8th year of long term investing,
and I will still apply this same strategy.

I will update this article next year October~

Thanks for reading.

I don't provide any buying/selling suggestion above,
please make your own investment decision and be responsible with it.

Recent articles :
AEONCR latest financial report
Waiting and waiting, when will the stock market crash?
AEON 2nd quarter 2018 financial report
My investment return for 1st half of 2018
UNICORN in the investment world



Other links:
List of articles of year 2018
List of articles of year 2017
My investment return for year 2017
My self-introduction article

My Facebook Page

My Twitter : @TheCellist86

The Importance Of Long Term Sustainability

I believe we all heard about all these things before:

Someone earned a large sum of money from share investment in a very short period of time,
and then lost it at the share market,
after that earned a lot again,
but at the end still lost it in share investment.
Like riding a roller coaster, sometimes earn, sometimes lose money.

Or,
someone successfully reduced a lot of weights in a very short period of time,
but the weight bounced back again in a blink of eyes.

Or,
someone went to gym almost everyday to workout,
successfully gained a lot of muscles and 6 packs of abs.
But very fast, the abs all gathered again to become 1 instead of 6,
all the muscles also became loosen....

Of course,
there were a lot reasons to cause someone lost something in a short period of time.

But I think one of the reason,
is because those people ignored the importance of long term sustainability,,
they used those methods that can't sustain for a long period of time.

Some people hoped to reduce weights fast,
so they went for drastic diet,
yes they successfully became thinner in a short period of time,
but they can't continue the drastic diet,
so their weights quickly bounced back,
some even destroyed their bodies because of drastic diet.

Same goes for people who wanted to build muscle and 6 packs of abs,
everyday ate the same chicken breast and vegetable, zero oil.
Yes they can do it in a short period of time,
but can you continue doing it for the rest of your life?

Of course,
I am not opposing diet or weight training.
I also doing weight training,
but I am not aiming for short term,
I am not rushing to join fitness contest anyway,
what I want is to be able to exercise until the day I die,
so I didn't over limiting my diet,
and always beware of my workout postures to prevent injuries,
I am aiming for long term.

What I want to say is.......
there are many methods in the world,
but are you sure that the method you are using right now can be sustained for long term?

Same goes for investment,
that's why I chose long term investment.
This is because long term investment has higher confirmability for huge profits.

Just take a look at those companies that I am investing now:
NESTLE, AEONCR, PBBANK, LPI, F&N and some more,
all these companies are either producing products or services that consumers needed for long term.

This is my investment method,
long term investing at companies that are able to survive for long term and the profits are long term sustainable.

That's why I never go for companies that suddenly profit grew just because a land is sold or other short term reasons.
All these profits are not long term sustainable.

Of course,
I am not opposed to short term investment.
I think there are short term investment methods that can profit for long term instead of sometimes earn money but sometimes lose money.
Just look for investment methods that the profits are long term sustainable.

Since,
 investment is a marathon race and we will be investing for the rest of our lives.

Thanks for reading.

I don't provide any buying/selling suggestion above,
please make your own investment decision and be responsible with it.

Recent articles :
Hupseng 3rd quarter 2017 financial report
The first company that I invested in my life, AEON
F&N 4th quarter 2017 financial report
Nestle 3rd quarter 2017 financial result
How I build my confidence to invest at a company for long term


Other links:
List of articles of October 2017
My current investment portfolio
My self-introduction article

My Facebook Page

My Twitter : @TheCellist86

The first company that I invested in my life, AEON

This article was written at 31st July 2011.
I transferred it from the investment forum to here,
translated it into english,
and added some latest opinion about AEON.


Old article:

December 2010.
There was holiday for one month of my university,
many people chose to work part time during holiday,
but I chose the road less traveled,
and studied about subjects that we were going to learn for final semester after holiday ended.

I decided to be well prepared because I heard that those subjects for final semester will be super hard.

As a result, 
I spent the most relaxing semester in my university life,
my classmates always came to me when they didn't understand something,
and I achieved the best semester result in my university life....

Oooops, sorry for out of topic....

Anyway, 
while I was preparing for final semester during the one month holiday,
I also started to learn about share investment.

Basically everyday....
I went to search information about share investment from books and internet.
I read Cold Eye's articles, 
also from the investment forum I read articles by:
8k, Nifong, Hutu, Erge, Thermofisher, 8years, tan81, Nightkid, tyche6.

Then I decided to start with fundamental analysis.

So now the question is..... 
which company should I begin with?

I asked myself:
"If I can open a shop, what kind of business I would like to do?"

My answer was:
"I want to open a shopping mall, inside it can be any shops that I like."

So my choices are.....
AEON and PARKSON.

Personally I prefer AEON more since I always went there,
so my pick was AEON.
Of course later I also studied about Parkson.

At 1st,
I went to Bursa website to download their latest annual report and read.

How I read?
Well.... just read only.
From the 1st page until the last page.

Anything I don't know, I googled.
I am determined to finish reading this annual report.

After reading it,
I realized that AEON has good fundamental, 
revenue and profit were good,
new shopping centers were lining up to open,
still a lot of potentials.

Erm, GOOD.

Buy?
Wait...... let me read other annual reports first.

So I downloaded AEON annual report for year 1999 from Bursa website.

Oh no!
AEON lost money at year 1998!

Then I calmed down and thought.....
financial crisis landed at Malaysia at year 1998,
so is forgivable to lose money,
and AEON still distributed dividend to shareholders that particular year.
Some more the next year 1999 AEON earned a lot of profits,
more than to cover the lost at year 1998.

Okay good,
so I decided to continue studying about AEON.

Later my university holiday ended and I went back to schol,
at the same time I spent two whole weeks to finish reading AEON annual reports from year 1999 until year 2009.
I also went through quarter financial reports for the pass five years which equivalent to 20 reports,
and recorded down important numbers on excel.

In this process,
I learnt how to read the important points only from annual report,
thus increased my reading speed.

At the same time,
I opened a CDS account,
and bought AEON shares near the end of January.

I only spent around 30% of my investment capital and I bought at RM6.33.
 (after bonus issue is RM1.5825.)

What happened later?
The share price dropped.......

It dropped until RM6.10,
then something bad happened!

Japan earthquake plus the danger of nuclear leaking,
so Malaysia share market was bearish,
AEON dropped until RM5.77,
I lost around 10%.....

After a few days,
I went to the nearest AEON shopping mall and walked around.
It was friday afternoon,
AEON business was good, a lot of customers,
so I was filled with confidence,
went home and bought more AEON shares.

Even today(31st July 2011) I still holding those AEON shares,
thanks to AEON,
I received more than one hundred passive income this month.


The end of old article.


Those AEON shares,
I hold it until year 2014, 
the share price rose to almost RM16.

Then bonus issues and split,
AEON shares from one share RM16 became 4 shares RM4.
(I can't remember the exact price, but should be around that price....)

As a result,
my cost of AEON shares became one share RM1.50 only.

Someone I know who also acted as my "contrarian indicator" in share market,
"realized" that AEON is so "cheap" at RM4,
so he bought some AEON shares,
and dreamed that AEON will "rose back" to RM16 again in a short time LOL.

I was alerted,
so I decided to sell 16% of my total AEON shares at the price RM3.96.

At December year 2014,
I saw AEON share price dropped until RM2.79.
So I bought some thinking that it will not drops any further.

But AEON profit kept on dropping,
So at October 2015 and January 2016,
I almost sold all my AEON shares at around RM2.70,
left a little bit for souvenir~

The cost money that I invested at AEON was around RM5000,
I earned RM4300,
5 years.

If only I sold all at RM3.96 last time,
I can earn another RM4000 more..............
but yeah is too late to regret now.....
I didn't expect that GST will creates such a scary impact at AEON........

Well,
I earned less RM4000, not RM40000~
So no need to be very sad though~

Thanks for reading.

I don't provide any buying/selling suggestion above,
please make your own investment decision and be responsible with it.

Recent articles :
F&N 4th quarter 2017 financial report
Nestle 3rd quarter 2017 financial result
How I build my confidence to invest at a company for long term
A book that influenced my life
4 basic types of human personality


Other links:
List of articles of October 2017
My current investment portfolio
My self-introduction article

My Facebook Page

My Twitter : @TheCellist86

How I build my confidence to invest at a company for long term

Last time I wrote the article <<The consequence of long term investing>>,
so now I feel like want to elaborate more about long term investing,
that's why I chose this topic to write.

First thing first,

I think the most important is still understanding ourselves first,
before investing any company.
You can refer to the article <<DISC, 4 basic types of human personality >> that I wrote at October 2017.

Try to ask yourself.

What kind of person I am?
How is my personality?
Do I like something exciting?
Am I patience?
Do I easily change my mind?
Am I stubborn?

If you like something exciting,
then I don't think that long term investment suits you,
because it is quite a boring investment method.

Long term investing for few years, even more than 10 years,
can I tolerate this long?
Or....
am I willing to challenge myself to test my tolerance?

If your answer is "YES.",
then only you can start to consider long term investment.

If your answer is "NO",
then you can consider short term investment instead.
If you found the correct method,
not only is exciting,
but you can earn money as well.
Isn't that better?

I remember I saw a sentence from a investment guru:
"If you want to be a long term investor,
you need to be believer of better tomorrow."

If you everyday also imagine that tomorrow will be the end of the world,
or World War 3 is going to happen soon,
or Malaysia's economic will bankrupts soon,
then how can you have the confidence to invest for long term?

Apart from knowing about your personality,
is better to find out your cycle of competence as well.

What is cycle of competence?
It is an area where you have unfair advantages at.

For example,
let's say you are working at a shopping mall,
then don't you think that you have the unfair advantages of knowing which product is selling more,
which is selling less lately?

Understanding yourself is the 1st step.


2nd step,
is to understand the company.

How deep you can dig into a company to find out more information about it?

As for me,
if you look at my investment portfolio,
you will know that those companies that I invested at,
are either we can see their branches everywhere,
or their products can seen at any places.

Investing at a company that you are familiar at will help in building more confidence at it.

However,
you can't just invest at PARKSON or AEON just because you visit there everyday,
you need to understand their financial condition as well.

From here,
I will turn into a C type person.

If I found a company that I am interested to invest at it,
I will download and read all the annual reports of that company from Bursa website,
including the quarterly reports for the past 2-3years.
I will try to know the company basic financial ratio like EPS, PE, ROE and others,
observe if there is any changes on revenue or profit lately,
see do they have any plan to expand at the future.

That's all my 2nd step.

Of course you don't have to follow exactly what I did,
the important thing is to have your own way which worked well for you.


3rd step,
understand the share market.

What I meant here,
is not telling you to try to predict the up and down of share market,
or tomorrow will rise or drop.

What I meant was......
how do you define "share market"?
"share market" is what kind of place for you?

Is it a place to earn fast money?
Or is it a place to accumulate wealth?

How you define "share market", will influence your investment method too.

After having a clear definition of "share market",
after confirming that you want to invest for long term,
after finding a company which is suitable for long term investment,
after knowing that share market is a place to help you accumulate your wealth,
then is time to buy the share.

How we buy the share is different for different investors.

I will take me as an example.
Just an example, please don't follow exactly what I did,
is better to have your own way.

After deciding which company to invest at,
usually I will buy a little shares only,
I will not straight away used all my capital, because once I did that,
I might not be able to fall sleep at night.

After buying a little shares,
I will buy more carefully,
slowly accumulate.

This is because sometimes the confidence does not start with 100%,
as time goes by,
my confidence at that company will rise too,
and then I will buy more shares,
slowly accumulate more and more shares of that company.

But yeah.....
most of the companies that I invested with this method,
the more I bought the more I feel heartache,
this is because the share price kept rising,
I have buy with higher price every time........

Somehow I just can't straight away spend all my capital at one time,
because I really can't fall sleep at night if I did that.

That's all about how I build my confidence to invest at a company for long term.

Thank you for reading.


Other articles :
A book that influenced my life
4 basic types of human personality
Year 2017: The consequence of long term investment
Public Bank 3rd quarter financial result
Handling investment with ease



Other links:
List of articles of October 2017
My current investment portfolio
My self-introduction article

My Facebook Page

My Twitter : @TheCellist86

Year 2017:The consequence of long term investing.....................

I written this article 2 years ago at the investment forum,
and then I update it at end of October every year.

Why did I write this article last time?

This is because 2 years ago at the investment forum,
someone with username "saingkee5151" posted an thread with the title "Long term investment, 10 years strategy!!".
(the thread title is directly translated from mandarin so......... -_-)

Anyway,
at that time I felt like post something at that thread too.
However I started investing at year 2011 and it was year 2015 that time.
People talked about 10 years, my investment experience only around half of 10years,
so I felt like I am not qualified to say anything at that thread..........

I was curious though.
Those shares that I bought at my early time and hold it until now,
how much returns were they?

So I started to record:
(based on closing price of 27th October 2017, I only record those shares that I bought and still holding them until now.)

1st,
is the shares I bought at year 2014:


LPI。
Today closing price：RM18.24
Lowest price bought at that year ：RM11.24 (adjusted with bonus issue)
Return (excluding dividends )：62.3%
Dividend (according to payment date)：
2014 : 13.3sen
2015 : 36.7sen+20sen
2016 : 50sen +25sen
2017 : 55sen + 27sen
Total dividend ：RM2.27
RM18.24+RM2.27 = RM20.51 (Total return is 82.5%)
If I used 1millions to buy in that time,
it will grows into 1.825millions now.
If leverage, easily 2millions.
If dare to maximize leverage, can reach 3millions.


Then, the shares that I bought at 2012:


AEONCR.
Today closing price：RM13.94
Lowest price bought at that year ：RM5.58  (adjusted after 2 times bonus issues )
Return (excluding dividends )：149.8%
Dividend (according to payment date)：
2012 : 9.3sen+10.7sen
2013 : 13sen + 14.9sen
2014 : 16sen+18.3sen
2015 : 19.7sen+19.9sen
2016 : 19.7sen +20.3sen
2017 : 21.7sen
Total dividend ：RM1.835
RM13.94+RM1.835 = RM15.775 (Total return is 182.7%)
If I used 1millions to buy in that time,
it will grows into 2.827millions now.
If leverage, easily 4millions.
If dare to maximize leverage, can reach 5millions.


Lastly, those shares that I bought at year 2011:

PANAMY.
Today closing price：RM39
Lowest price bought at that year ：RM17.50
Return (excluding dividends )：122.9%
Dividend (according to payment date)：
2012 : 11.25sen+78.75sen
2013 : 11.25sen+173sen
2014 : 11.25sen+58sen
2015 : 15sen+127sen
2016 : 15sen+124sen
2017 : 15sen+102sen
Total dividend ：RM7.415
RM39+RM7.415 = RM46.415 (Total return is 165.2%)
If I used 1millions to buy in that time,
it will grows into 2.625millions now.
If leverage, easily 3millions.
If dare to maximize leverage, can reach 4millions.

PBBANK.
Today closing price：RM20.48
Lowest price bought at that year ：RM12.68
Return (excluding dividends )）：61.5%
Dividend (according to payment date)：
2011 : 20sen + 28sen
2012 : 20sen + 30sen
2013 : 22sen + 30sen
2014 : 23sen + 31sen
2015 : 24sen + 32sen
2016 : 26sen + 32sen
2017 : 27sen
Total dividend ：RM3.45
RM20.48+RM3.45 = RM23.93 (Total return is 88.7%)
If I used 1millions to buy in that time,
it will grows into 1.887millions now.
If leverage, easily 2millions.
If dare to maximize leverage, can reach 3millions.


NESTLE.
Today closing price：RM87
Lowest price bought at that year ：RM47.60
Return (excluding dividends )）：82.8%
Dividend (according to payment date)：
2011 : 55sen
2012 : 125+55sen
2013 : 155+60sen
2014 : 175+60sen
2015 : 175+65+65sen
2016 : 130+70+70sen
2017 : 130+70sen
Total dividend ：RM14.60
RM87+RM14.60 = RM101.60(Total return is 113.4%)
If I used 1millions to buy in that time,
it will grows into 2.134millions now.
If leverage, easily 3millions.
If dare to maximize leverage, can reach 4millions.



AEON
Today closing price：RM2.05
Lowest price bought at that year ：RM1.4425
Return (excluding dividends )）：42.1%
Dividend (according to payment date)：
2011 : 4sen
2012 : 4.75sen
2013 : 6sen
2014 : 5.5sen
2015 : 5sen
2016 : 4sen
2017 : 3sen
Total dividend ：RM0.3225
RM2.05+RM0.3225 = RM2.3725(Total return is 64.5%)
If I used 1millions to buy in that time,
it will grows into 1.645millions now.
If leverage, easily 2millions.
If dare to maximize leverage, can reach 3millions.


DLADY
Today closing price：RM60.02
Lowest price bought at that year ：RM18.44
Return (excluding dividends )：225.5%
Dividend (according to payment date)：
2011 : 37.5sen
2012 : 130+130sen
2013 : 130+130sen
2014 : 110+110sen
2015 : 110+110sen
2016 : 110+110sen
2017 : 110+60sen
Total dividend ：RM13.875
RM60.02+RM13.875 = RM73.895(Total return is 300.7%)
If I used 1millions to buy in that time,
it will grows into 4.007millions now.
If leverage, easily 6millions.
If dare to maximize leverage, can reach 8millions.



Everytime after finishing this,
I always feel wasted that if only I have 1 million at year 2011.....
but at that time my investment capital was not even 5 figures..........

Anyway,
this year is already my 7th year of long term investing,
and I will still apply this same strategy.

I will update this article next year October~



Related links :
Public Bank 3rd quarter financial result
My opinion about oversea market
Handling investment with ease
Comparison of portfolio at the start and end of year 2011
My current investment portfolio


Other links:
My self-introduction article

My Facebook Page
My Twitter : @TheCellist86

Handling investment with ease

Lately I have been reading a book <<I Decided To Look Down On Life >>.
(I translated the book name directly, so might not be the exact name....)
The author of the book thinks that the world can be handled easily,
and I do agree.

For example,
our basic 4 necessities "clothes, food, stay, transport" all can be handled easily.
Somehow,
people living a suffered life is because they chasing for branded clothes, eating at luxurious restaurants, buying big houses, buying luxurious cars.

Listen,
I am not telling everyone to stop going after those things and be stingy.
This is because when we have something to go after,
only we will try to improve ourselves.

It is just that sometimes..........
when we feel like living at this world is suffering,
perhaps we can change our minds to think that everything can be handled easily?
Isn't it better to go after something because WE WANT TO BE BETTER,
not because of suffering?

I think we went too far......

Back to investment,
I think the investment can be handled with ease as well.

Whenever I told someone I invest,
most of the people will start to imagine that I wearing thick specs,
sitting in front of computer all day long,
keep staring at the share price's movement on the screen,
read a lot of charts and reports which is hard to understand,
and think that investment is hard.

Actually,
I invested for almost 7 years,
and I never think the investment is hard and suffering.
Instead, is easy and relaxing.

Maybe is because of the way how I did my investment~

What I did at everyday except weekend,
I will just open the screen at the morning to see the share price,
just in case there is any bargain,
also to make sure that I won't forget my password to log in.
All this only took me 5 minutes.

After the market closed,
I will check the Top Gainer and Top Loser lists.
Since most of the shares I investing having double digit share price,
usually a bit of changes also enabled them to be in the list.
All this only took me another 5 minutes.

Totally is just 10 minutes per day.

When the companies I invest or having interest at release the quarterly financial reports and annual reports,
I will download and read it.
Sometimes I will go to shopping mall nearby,
to do "field check" and to see is there any new products offered.

That's all I did for my investment for the pass years.

Of course I am not saying that you must follow my way.
NO NO NO~

It is just that......
whenever you feel that the investment is hard and want to give up,
just think again....
is it really hard?
Or actually investment can be handled with ease?



Related links :
Comparison of portfolio at the start and end of year 2011
My current investment portfolio
My self-introduction article

My Facebook Page
My Twitter : @TheCellist86

1st post is always self-introduction

I invested at Malaysia share market for almost 7 years.
All this while,
I have been using The Cellist as my nickname in a local investment online forum for almost 7 years,
and I posted some articles at that forum as well.

However,
as time goes by,
I realized that the forum mentioned above has less and less viewers.
I worry that the forum might closed down,
and I will have no place to write down my investment articles for the future,
also scare that all my written articles might disappear,
so I decided to open my own blog.

I will briefly write down my past investment experiences here:

At 2011,
while I am finishing my final semester at local university UPM,
I stepped into Malaysia share market and started my investment with capital less than 5 figures(Ringgit Malaysia).

At 2012,
I learned how to leverage by using SMF,
so my investment capital grew into 6 figures.

At 2013,
I doubled my investment capital.
By having that kind of amount of capital at my young age,
I started to become overconfident aka cocky.

At 2014,
I faced a small bear market and lost 25% of my investment capital.
A slump for me.

At 2015,
I rose back and grew my investment capital back to the level during 2013.

At 2016,
My investment capital grew another 50%.
1st time in my life that what I earned from investment is more than what I earned from my job.

At 2017,
I still inside the share market.....

From now on,
I will write down anything regarding to my investment here.
However, I am a long term investor,
so there might not be a lot of things I can write down.
Hopefully I can write one article per week.

Also,
I will write down my opinion on my past investment decisions,
and transfer some of the articles I wrote at the forum mentioned to here as well.
Those articles are all in mandarin,
so I might or might not translate it into english.

That's all for today.

Related links:
My Facebook Page
My Twitter : @TheCellist86