My investment result for year 2011

Today originally I wanted to transfer one of my old article to here.
When I opened my thread at the forum,
the 1st article I saw is about my investment portfolio at that time.

After some thinking,
I decided not to transfer the article.
Instead,
I will write an article about the comparison of my investment portfolio at the start and the end of year 2011.

According to my old article,
During year 2011 April 13rd (3 months after I started investment),
my portfolio:
1)AEON
2)TWS
3)CMMT
4)TEXCYCLE

At 2011 December 31st, my portfolio：
1)AEON
2)DLADY
3)F&N
4)NESTLE
5)PANAMY
6)PBBANK

My investment return of that year is 28%.
All thanks to:
AEON surged to RM7.24 from RM5-RM6.
PANAMY surged to RM20.04 from around RM17.
NESTLE surged to RM56 from around RM47.
DLADY surged to RM23.40 from around RM18.

As shown above,
the companies in my portfolio totally changed except AEON.

There are two main reasons why I changed.

1st,
I am not shy anymore.

At that time,
DLADY, PANAMY, NESTLE share price are all double digit.
Whenever I saw it,
"Oh my god, so expensive, I can't afford it."
I shied away...

What happened is I conquered my shyness,
tried to read the annual reports of those "expensive"companies,
and I understood that:

"Is better to pay RM100 for a diamond than paying RM1 for 10 stones."

Luckily there was a small bear market during 2011,
so it provided me a good timing to buy those good companies.

2nd,
I decided that instead of trying to grow my investment capital by achieving high returns at stock market,
is more efficient to grow it by my salary income.

I graduated from UPM that year,
and my investment captail is just less than 5 digit figures,
ROE of 30%?
I can get the same amount of money by working for 2-3 months.

Therefore,
I decided to find a job that can allowed me to save at least RM2000-RM4000 per month.
In order to do this,
I need to focus more on my job.
I bought those good companies,
so that I don't need to spend a lot of times on share market.

All thanks to teachers and friends that I met during year 2011.
They helped me opened my eyes and saw a different world,
that is how I constructed my investment style till now...


Related links :
My current investment portfolio
My self-introduction article
My Facebook Page
My Twitter : @TheCellist86

My current investment portfolio

Writing down my current investment portfolio while opening my new blog.

A senior in investment said :
"By looking at someone's investment portfolio, you will be able to find out his/her personality."

So,
let me show my personality here:

1)AEONCR (31.3%)
2)NESTLE (22%)
3)LPI (18.1%)
4)PANAMY (14.9%)
5)PBBANK (5.3%)
6)DLADY (3.9%)
7)COCOLAND (2.9%)
8)F&N (1.6%)

My three main investments are the Growth of AEONCR, 
the Stability of NESTLE ,
the Dividend of LPI.

My investment return from 2017 January 1st until now October 14th:
ROA = 19.7% (if taking margin amounts as cost)
ROE = 31.9% (if don't take margin amounts as cost)

Even though with this return, my investment capital only grew about 5% since the start of 2017.
But the good thing is,
I reduced 30% of my margin financing amount.

This is because my target of this year is to DE-LEVERAGE.
In another words,
I used the money earned to pay back my margin financing.

Currently 25% of my investment capital were the exact money that I put into share market,
another 25% were from margin financing,
and the rest 50% were the profits I accumulated all these years.

To make it simple,
for example if currently my investment capital is RM100,000.
RM25,000 are the money I earned and put into share market,
another RM25,000 are the money I borrowed from margin financing,
and the rest RM50,000 are the profit I accumulated all these years.

Is kind of wasted that I did take out some of my profits to reward myself,
if not the growth of my investment capital will be much higher.

Hereby I also write down my investment return for the past years：
2011 :   ROE = +28.0%   
2012 :   ROE = +31.8% 
2013 :   ROE = +15.0%  , ROA = +13.3%（started using SMF）  
2014 :   ROE = -12.0%   , ROA =   - 8.0%
2015 :   ROE = +21.6%  , ROA = +13.3% 
2016 :   ROE = +38.0%  , ROA = +22.2%
2017 :   ROE = +31.9%  , ROA = +19.7%(until 14th October)

If I have RM1,000,000 at the start of year 2011,
after investing for 6 years plus 10 months plus 14 days,
it will grows into around RM3,779,000.
Annual compound interest is around 20.9%.
(a lot better than EPF~)

From now on,
I will update my investment portfolio every quarter,
at the same time I will review my past buying and selling records.
I will transfer some of the old articles I wrote before,
but I not sure I will translate those articles to english or not.......

Last sentence......
I believe my personality is shown right?



Related links:
My self-introduction article
My Facebook Page
My Twitter : @TheCellist86